I applied for a few years ago, Minsheng Bank’s credit card, and then because the application of the other three cards, this card no longer used. Apply for credit recently found that there is a bank card spending, delayed for nearly two years, not repay, leading me to have credit problems … … “With the bad record” Will the master and the insiders, how do I apply for purchase of new home Procedures ? I can not afford to pay the full article … …
One. How do I clear my bad credit history
2. Asked the bank’s friends said that now only have a written agreement, have to wait five years to abolish
3. But has not yet introduced the law. Said that we must life
Questions added: hope for an early introduction of the law!
The same as that written agreement with the paper, but said he could do that, but the banks do not do that, have to wait until the formal introduction of the law Caixing.
I have also consulted the call to the bank, no way! ……
Thank you for the help.
Or your own work bar! To make their pockets bulging.
Has now started leaving their wives as their own name to the handle, and should be able to run down under the loan
1: credit card bad record the last half of the country in order to put it clear that will remain seven years, seven years after the automatic elimination. Ordinary people can not eliminate the non-controversial fact that the poor record occurred.
2: because each bank provides that any loans involved in the business, must review the applicant’s credit history, if there is severe or does not meet the requirements under the Bank’s bad record, its refusal. This is a financial institution requirements. Are generally strictly enforced. Your mortgage bank is no exception.
3: No, with the rest of his life. As long as you no longer have a new negative record.
The above said, although banks strictly enforced, but the banks are not the same as the standard, but the credit card you say you actually drag the people’s livelihood for nearly two years, not yet, this is no doubt that the death penalty. Need to know three consecutive months without the credit cards is a comparison of serious adverse credit record is likely to lead to failure. You think about your 2 years is what the concept. Therefore, in seven years, you use your name to apply for home loans is absolutely impossible to succeed.
Even if you are looking for relationship, Zhao Shuren, looking for an intermediary, and they were not likely to help you become successful.
Tags: bad credit, new home loans