Banks do not want to be self-financing home loans

FSA to strengthen controls on loans to home loans bank customers and banks will require at least 10 former beviljas.På level of lending by the self-financing an instruction do not like this.

The FSA expressed concern about the bank’s profitability.
- Of course it makes sense to save, but there are few who can do so. It often directly from the school, then of course, is an obstacle to this proposal, said: “The bank manager Kenneth Novgorod in pietarsaari shares.
Deregulation and the money market in line with saving 10% and pre-view Novgorod. Having said that, the bank’s money to lend now cheaper for the customer banking deposits.
- We pay deposits, housing loans can be more than 2 percent of the 2%. This will not work long-term goal.
How long is when the bank in this case the tray?
- General well-managed banks in Finland, we have no balance of risks. Income may be worn edge, but we do not make any significant losses.

The home loans that effective today Novgorod.
- If we all carefully, we do a financial plan, an income, life insurance protection, we have made to the unemployed, this is the situation under control.

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