Assessment of the mortgage value is how the assessments?

Does the assessment of how the mortgage loan evaluation, usually ask what position the house, which floor, how much space is not the elevator rooms, there are no real estate license and land cards that evaluate how the calculation unit for? I only know that there is no land certificate can only assess the price of a Loan to 6 percent, in the end of this assessment unit is how to know? The house is priced to sell it?

House is sold, the price is not generally a square meter will be lower than the market value of around 2000-3000, and then 6-7 percent of its loans to the specific values are given by the assessment of value.

1. Assessment is to assess the value, the assessed value, the maximum assessment to the market value of 80%.
2. There is no real estate license and land permits, can not be assessed, can not make mortgage bank loan.
3. Is to evaluate the price, not the selling price of the house market.

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